{"id":1163,"date":"2023-07-25T13:08:03","date_gmt":"2023-07-25T13:08:03","guid":{"rendered":"https:\/\/coinrabbit.io\/blog\/?p=1163"},"modified":"2025-02-18T17:22:08","modified_gmt":"2025-02-18T17:22:08","slug":"how-to-get-an-instant-usdc-loan","status":"publish","type":"post","link":"https:\/\/coinrabbit.io\/blog\/how-to-get-an-instant-usdc-loan\/","title":{"rendered":"How To Get An Instant USDC Loan?"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<p>There are times when we all need extra funds\u2014whether it&#8217;s for investing in fast-growing cryptocurrencies, making a big purchase, or other needs. While you could go the traditional route of borrowing from a bank, that often means dealing with a lot of paperwork, waiting, and uncertainty. A quicker option is taking an instant USDC loan, which lets you access funds without having to sell your cryptocurrency.<br><br><br><\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-a-usdc-loan\">What is a USDC loan?<\/h2>\n\n\n<p>An instant USDC loan allows you to borrow some USD Coin against collateral in such cryptocurrencies as Bitcoin, Ethereum, Monero, and many others.&nbsp;<\/p>\n\n\n\n<p>Here\u2019s how it works: you deposit your crypto on a lending platform that securely stores it in cold wallets, and the service sends you the USDC loan instantly. The sum of the loan depends on the service\u2019s loan-to-value ratio \u2014 in CoinRabbit, it\u2019s 50%, so if you deposit Bitcoin worth $2000, you will get $1000 in USDC.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/1jhWHT0adnmemeXx3j4hioy3K1MrLnkOSKvLVmHvnuwtl3vnT55qMiXRD4W9bR0vZWRtsCsRJ1iGWU2dS1Rz4jLKyQrrMlxsCfTcwfiBEAGK2epQaaxt01tyzmXen-w6ZmuRVbY5=s0\" alt=\"\"\/><figcaption class=\"wp-element-caption\">simple flow of getting you loan in USDC and other stables<\/figcaption><\/figure>\n\n\n\n<p><br><br><\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"why-take-a-usdc-loan\">Why take a USDC loan?<\/h2>\n\n\n<p>If you get an instant USDC loan, you can still profit from your collateral\u2019s price growth: when you come back to repay your loan, we return the exact amount of your collateral minus interest (yearly 10%). So if the bullish trend continues, you\u2019re not losing the value of your coins. Moreover, if you reinvest USDC in other rapidly growing assets, you\u2019ll earn even more!&nbsp;<\/p>\n\n\n\n<p>CoinRabbit\u2019s APR is 10%, so if you borrow for half a year, that will only cost you 5% of your collateral. There are no monthly payments \u2014 the whole interest will be charged at the end of the loan period, and you can repay your loan at any moment.&nbsp;<\/p>\n\n\n\n<p>To take an instant USDC loan, no verification is required \u2014 we don\u2019t ask you to register or go through KYC; CoinRabbit offers taking an instant USDC loan with no credit check.<br><br><br><\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"3-steps-to-get-a-usdc-loan\">3 steps to get a USDC loan<\/h2>\n\n\n<p>On CoinRabbit, you can get a USDC loan instantly \u2014 it will take you just a few minutes.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Go to <a href=\"https:\/\/coinrabbit.io\/loans\/\">CoinRabbit<\/a>, select your collateral currency, and set USDC as a loan currency. Enter the amount in any of the two fields \u2014 the other one will calculate automatically. Click \u201cGet Loan\u201d:<br><\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/vxX74ndIlqXZnQhqjNFD0W2dLAFUHmswq_oCO-OZBdRyodI5n_DrjxsPGUluAwp_4irEom-UuODPCJ3nD13zYhxBzRw7EgcAQdlUqe9FejtkkuxwOetq8QUgh5cLtxAzEOTrpH73=s0\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p><br><br><\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Check the currencies and the amounts. Enter the address where you\u2019d like to receive your USDC, and verify your phone number. This is the only piece of personal information we will ever ask you for: you will need it to access your loan details once you receive it.<br><\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/OpQ3isVqYWbLUfNboBfmcTLOjC-HTfRC10HkKxKsehU4WjOeN2o1g4ax1HftklOMTX_xquWFy-a5c8buGsrG2eNr05QQ6HTQ9D1XDUWYy1QJFOlkh2geBkOTh7zojfDKKyD8wuZk=s0\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p><br><br><\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>Send the collateral to the provided address:\u00a0<br><\/li>\n<\/ol>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/JAajLS9AXkFG7qaANuJURqmbVUqkqB7k74umKZ2V18fGfitmcn0cybnCVkzuu5qUT0D8YwAWWdUK3IyfoZmTWbnT8fvgDsF9ovpPCz7kI7kaA-C31sCKgoMo8lPlI-Z1EpLAcaPJ=s0\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p><br><\/p>\n\n\n\n<p>This is it! To track your loan,  simply click \u201cMy loans\u201d at the top of the page:<br><br><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/BNMe2AWdby0615y4c-SfqtN6GRBpSa_J0_XDr4byTNWmP0otQdv55Fck63Mau4MZMlsQnTEMjwbWNg71ca3Rq4-oYV-Jdb6eV6AB1pD-diTeBOZZzkNyWi8pwExdxAqwHx4mf22X=s0\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p><br><br><br><\/p>\n\n\n<h2 class=\"wp-block-heading\" id=\"learn-more-about-usdc-borrowing-and-lending\">Learn more about USDC borrowing and lending<\/h2>\n\n\n<p><\/p>\n\n\n\n<p>If you already have USDC and want to start earning stable passive income, take the next step and secure a loan now\u2014your opportunity is just a click away!<br><br><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/coinrabbit.io\/loans\/?referral=blog\"><img decoding=\"async\" width=\"960\" height=\"102\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/05\/\u0438\u0437\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0435-3.png\" alt=\"get your instant loan\" class=\"wp-image-336\" style=\"width:521px;height:55px\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/05\/\u0438\u0437\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0435-3.png 960w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/05\/\u0438\u0437\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0435-3-300x32.png 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/05\/\u0438\u0437\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0435-3-768x82.png 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p><br><br><br><\/p>\n\n\n\n<div data-aos= \"zoom-out\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-inline-notice uagb-inline_notice__align-left uagb-block-520df909\"><span class=\"uagb-notice-title\"><strong>Disclaimer<\/strong><\/span><div class=\"uagb-notice-text\">The information provided in this article is for educational and informational purposes only and should not be construed as financial advice. Cryptocurrency investments carry a high level of risk, and it is essential to conduct thorough research and consult with a qualified financial advisor before making any investment decisions. The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any financial institution or organization. We do not take responsibility for the platforms we recommend. Always invest responsibly and consider your individual financial situation before making investment choices.<\/div><\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are times when we all need extra funds\u2014whether it&#8217;s for investing in fast-growing cryptocurrencies,&hellip;<\/p>\n","protected":false},"author":13,"featured_media":1164,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","ub_ctt_via":"","_lmt_disableupdate":"","_lmt_disable":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[230],"tags":[48,24,26],"ppma_author":[656],"class_list":["post-1163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stablecoins","tag-crypto-loan","tag-stablecoins","tag-usdc","author-danm"],"aioseo_notices":[],"featured_image_src":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg","author_info":{"display_name":"Olga Davis","author_link":"https:\/\/coinrabbit.io\/blog\/author\/olga\/"},"modified_by":"Olga Davis","uagb_featured_image_src":{"full":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg",1203,630,false],"thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC-150x150.jpg",150,150,true],"medium":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC-300x157.jpg",300,157,true],"medium_large":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC-768x402.jpg",768,402,true],"large":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC-1024x536.jpg",1024,536,true],"1536x1536":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg",1203,630,false],"2048x2048":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg",1203,630,false],"wptouch-new-thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg",144,75,false]},"uagb_author_info":{"display_name":"Olga Davis","author_link":"https:\/\/coinrabbit.io\/blog\/author\/olga\/"},"uagb_comment_info":0,"uagb_excerpt":"There are times when we all need extra funds\u2014whether it&#8217;s for investing in fast-growing cryptocurrencies,&hellip;","blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC-150x150.jpg",150,150,true],"full":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2021\/09\/USDC.jpg",1203,630,false]},"categories_names":{"230":{"name":"Stablecoins","link":"https:\/\/coinrabbit.io\/blog\/category\/crypto\/stablecoins\/"}},"tags_names":{"48":{"name":"crypto loan","link":"https:\/\/coinrabbit.io\/blog\/tag\/crypto-loan\/"},"24":{"name":"stablecoins","link":"https:\/\/coinrabbit.io\/blog\/tag\/stablecoins\/"},"26":{"name":"USDC","link":"https:\/\/coinrabbit.io\/blog\/tag\/usdc\/"}},"comments_number":"0","authors":[{"term_id":656,"user_id":0,"is_guest":1,"slug":"danm","display_name":"Dan","avatar_url":{"url":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2026\/01\/123121.jpg","url2x":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2026\/01\/123121.jpg"},"author_category":"1","first_name":"","last_name":"","user_url":"https:\/\/www.facebook.com\/profile.php?id=61569836316807","job_title":"","description":"Hey there! I'm Dan.\r\n\r\nAfter years working in traditional finance, I made the leap into cryptocurrency. Now, I apply my investment experience to the world of digital assets. With a results-focused approach, I aim to provide clear insights and practical strategies to help you navigate the crypto space. For me, crypto is more than just a trend \u2013 it\u2019s the future of finance."}],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/1163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/comments?post=1163"}],"version-history":[{"count":10,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/1163\/revisions"}],"predecessor-version":[{"id":7447,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/1163\/revisions\/7447"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/media\/1164"}],"wp:attachment":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/media?parent=1163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/categories?post=1163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/tags?post=1163"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/ppma_author?post=1163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}