{"id":13909,"date":"2025-11-21T14:13:22","date_gmt":"2025-11-21T14:13:22","guid":{"rendered":"https:\/\/coinrabbit.io\/blog\/?p=13909"},"modified":"2025-11-21T14:13:23","modified_gmt":"2025-11-21T14:13:23","slug":"quest-ce-quun-pret-crypto-et-comment-fonctionne-t-il","status":"publish","type":"post","link":"https:\/\/coinrabbit.io\/blog\/quest-ce-quun-pret-crypto-et-comment-fonctionne-t-il\/","title":{"rendered":"Qu&#8217;est-ce qu&#8217;un pr\u00eat crypto et comment fonctionne-t-il"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"points-cles-a-retenir\">Points cl&eacute;s &agrave; retenir<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un pr&ecirc;t crypto consiste &agrave; emprunter des actifs num&eacute;riques, souvent sous forme de stablecoins tels que USDT ou USDC.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vous pouvez obtenir un pr&ecirc;t crypto via des plateformes CeFi, DeFi ou peer-to-peer, avec ou sans garantie.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Utiliser des cryptomonnaies comme garantie signifie bloquer des actifs tels que BTC ou ETH pour garantir le pr&ecirc;t.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cela vous permet d&rsquo;obtenir des liquidit&eacute;s sans vendre vos cryptomonnaies ni g&eacute;n&eacute;rer d&rsquo;&eacute;v&eacute;nements fiscaux.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n    \r\n    <style>\r\n        .wpj-jtoc.--jtoc-theme-basic-light.--jtoc-has-custom-styles {\r\n        --jtoc-numeration-suffix: \". \";\n        }    <\/style>\r\n\r\n\r\n\r\n<div id=\"wpj-jtoc\" class=\"wpj-jtoc wpj-jtoc--main --jtoc-the-content --jtoc-theme-basic-light --jtoc-title-align-left --jtoc-toggle-icon --jtoc-toggle-position-right --jtoc-toggle-1 --jtoc-has-numeration --jtoc-has-custom-styles --jtoc-is-unfolded\" >\r\n    \r\n    <!-- TOC -->\r\n    <div class=\"wpj-jtoc--toc \">\r\n                            <div class=\"wpj-jtoc--header\">\r\n                <div class=\"wpj-jtoc--header-main\">\r\n                                        <div class=\"wpj-jtoc--title\">\r\n                        <!-- <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"lucide lucide-columns-3\"><rect width=\"18\" height=\"18\" x=\"3\" y=\"3\" rx=\"2\"\/><path d=\"M9 3v18\"\/><path d=\"M15 3v18\"\/><\/svg> -->\r\n                        <span class=\"wpj-jtoc--title-label\">Table of contents<\/span>\r\n                    <\/div>\r\n                                                                <div class=\"wpj-jtoc--toggle-wrap\">\r\n                                                                                                                    <div class=\"wpj-jtoc--toggle-box\">\r\n                                    <div class=\"wpj-jtoc--toggle\"><\/div>\r\n                                <\/div>\r\n                                                    <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n                                <div class=\"wpj-jtoc--body\">\r\n                        <nav class=\"wpj-jtoc--nav\">\r\n                <ol class=\"wpj-jtoc--items\"><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#points-cles-a-retenir\" title=\"Points cl\u00e9s \u00e0 retenir\" data-numeration=\"1\" >Points cl\u00e9s \u00e0 retenir<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#questce-quun-pret-crypto\" title=\"Qu\u2019est-ce qu\u2019un pr\u00eat crypto ?\" data-numeration=\"2\" >Qu\u2019est-ce qu\u2019un pr\u00eat crypto ?<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#comment-fonctionne-le-pret-crypto\" title=\"Comment fonctionne le pr\u00eat crypto ?\" data-numeration=\"3\" >Comment fonctionne le pr\u00eat crypto ?<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#types-de-prets-cryptes\" title=\"Types de pr\u00eats crypt\u00e9s\" data-numeration=\"4\" >Types de pr\u00eats crypt\u00e9s<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#quels-actifs-cryptographiques-peuvent-etre-utilises-comme-garantie\" title=\"Quels actifs cryptographiques peuvent \u00eatre utilis\u00e9s comme garantie ?\" data-numeration=\"5\" >Quels actifs cryptographiques peuvent \u00eatre utilis\u00e9s comme garantie ?<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#3\" title=\"Pourquoi devrais-je contracter un pr\u00eat crypto ?\" data-numeration=\"6\" >Pourquoi devrais-je contracter un pr\u00eat crypto ?<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#quelle-plateforme-de-pret-crypto-choisir\" title=\"Quelle plateforme de pr\u00eat crypto choisir ?\" data-numeration=\"7\" >Quelle plateforme de pr\u00eat crypto choisir ?<\/a>\r\n                    <\/div> <\/li><li class=\"wpj-jtoc--item --jtoc-h2\">\r\n        <div class=\"wpj-jtoc--item-content\" data-depth=\"2\">\r\n                        <a href=\"#etape-par-etape-comment-obtenir-un-pret-crypto-sur-coinrabbit\" title=\"\u00c9tape par \u00e9tape : comment obtenir un pr\u00eat crypto sur CoinRabbit\" data-numeration=\"8\" >\u00c9tape par \u00e9tape : comment obtenir un pr\u00eat crypto sur CoinRabbit<\/a>\r\n                    <\/div> <\/li><\/ol>            <\/nav>\r\n                                <\/div>\r\n            <\/div>\r\n<\/div>\r\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"questce-quun-pret-crypto\">Qu&rsquo;est-ce qu&rsquo;un pr&ecirc;t crypto ?<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<p>Un <a href=\"https:\/\/coinrabbit.io\/fr\/?referral=blog_fr\" target=\"_blank\" rel=\"noopener\" title=\"\">pr&ecirc;t crypto<\/a> vous permet de recevoir des fonds num&eacute;riques sans vendre vos cryptomonnaies. C&rsquo;est une solution efficace pour obtenir des liquidit&eacute;s, investir ou couvrir des d&eacute;penses tout en conservant votre exposition au march&eacute; crypto.<\/p>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"comment-fonctionne-le-pret-crypto\">Comment fonctionne le pr&ecirc;t crypto ?<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<p>Lorsque vous demandez un pr&ecirc;t crypto, vous d&eacute;posez un actif num&eacute;rique en garantie. En &eacute;change, vous recevez des stablecoins comme USDT ou USDC, en fonction de la valeur marchande de l&rsquo;actif et du taux LTV (loan-to-value).<\/p>\n\n\n\n<p>Par exemple, en d&eacute;posant 10 000 $ en ETH avec un LTV de 50 %, vous pouvez recevoir 5 000 $ en stablecoins. Vos crypto-actifs sont bloqu&eacute;s en toute s&eacute;curit&eacute; &agrave; titre de garantie, tandis que vous profitez d&rsquo;une liquidit&eacute; imm&eacute;diate.<\/p>\n\n\n\n<p><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/image-1-20251121-091328-1024x683.jpg\" alt=\"pr&ecirc;t crypto\" class=\"wp-image-13923\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/image-1-20251121-091328-1024x683.jpg 1024w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/image-1-20251121-091328-300x200.jpg 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/image-1-20251121-091328-768x512.jpg 768w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/image-1-20251121-091328.jpg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"><\/figure>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"types-de-prets-cryptes\">Types de pr&ecirc;ts crypt&eacute;s<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Prestiti crypto garantiti<\/strong>. Richiedono il blocco di crypto come garanzia. Hanno tassi d&rsquo;interesse pi&ugrave; bassi. Il mancato rimborso pu&ograve; comportare la liquidazione della garanzia.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Prestiti crypto non garantiti<\/strong>. Pi&ugrave; rari, richiedono spesso controlli di credito e applicano tassi pi&ugrave; elevati.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Prestiti crypto peer-to-peer<\/strong>. Tra utenti, con termini e requisiti di garanzia variabili.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Prestiti crypto per trading a margine o linee di credito<\/strong>. Usati per ampliare posizioni di trading con fondi presi in prestito.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"quels-actifs-cryptographiques-peuvent-etre-utilises-comme-garantie\">Quels actifs cryptographiques peuvent &ecirc;tre utilis&eacute;s comme garantie ?<\/h2>\n\n\n<p><br><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"569\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31-1024x569.png\" alt=\"pret crypto\" class=\"wp-image-8640\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31-1024x569.png 1024w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31-300x167.png 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31-768x427.png 768w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31-1536x853.png 1536w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/04\/image-31.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"><\/figure>\n\n\n\n<p><br><\/p>\n\n\n\n<p>Vous pouvez utiliser des crypto-actifs populaires tels que Bitcoin (<a href=\"https:\/\/coinrabbit.io\/fr\/loans\/btc\/\" target=\"_blank\" rel=\"noopener\" title=\"\">BTC<\/a>), Ethereum (<a href=\"https:\/\/coinrabbit.io\/fr\/loans\/eth\/\" target=\"_blank\" rel=\"noopener\" title=\"\">ETH<\/a>), Dogecoin (<a href=\"https:\/\/coinrabbit.io\/fr\/loans\/doge\/\" target=\"_blank\" rel=\"noopener\" title=\"\">DOGE<\/a>) et plus de 300 autres actifs. CoinRabbit offre une grande flexibilit&eacute; pour diff&eacute;rents profils et objectifs financiers, vous permettant de choisir l&rsquo;actif qui correspond le mieux &agrave; vos besoins.<\/p>\n\n\n\n<p><br><\/p>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"3\">Pourquoi devrais-je contracter un pr&ecirc;t crypto ?<\/h2>\n\n\n<p>Voici quelques raisons pour lesquelles vous devriez contracter un pr&ecirc;t crypto :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le pr&ecirc;t vous permet d&rsquo;acc&eacute;der &agrave; des taux d&rsquo;int&eacute;r&ecirc;t &eacute;lev&eacute;s, ce que vous n&rsquo;obtiendrez pas dans les banques traditionnelles.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Il s&rsquo;agit d&rsquo;une alternative &agrave; l&rsquo;ancienne m&eacute;thode du HODLing, qui peut s&rsquo;av&eacute;rer infructueuse. Gr&acirc;ce au pr&ecirc;t, vous mettez vos pi&egrave;ces inutilis&eacute;es &agrave; profit.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vous conservez la propri&eacute;t&eacute; de votre cryptomonnaie. Cet arrangement vous permet de la pr&ecirc;ter &agrave; la plateforme sans en perdre la propri&eacute;t&eacute;, comme ce serait le cas si vous la vendiez.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dans de nombreuses juridictions, la vente de cryptos entra&icirc;ne une plus-value imposable, ce qui peut r&eacute;duire consid&eacute;rablement votre produit net. Emprunter sur vos cryptos ne donne g&eacute;n&eacute;ralement pas lieu &agrave; une transaction imposable, ce qui vous permet de d&eacute;bloquer plus efficacement des liquidit&eacute;s.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"quelle-plateforme-de-pret-crypto-choisir\">Quelle plateforme de pr&ecirc;t crypto choisir ?<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<p>Choisissez une plateforme s&eacute;curis&eacute;e et transparente pour demander un pr&ecirc;t crypto. &Eacute;l&eacute;ments &agrave; comparer :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cryptomonnaies accept&eacute;es<\/strong> comme garantie : BTC, ETH, SOL, stablecoins<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Devises disponibles<\/strong> pour le pr&ecirc;t : <a href=\"https:\/\/coinrabbit.io\/fr\/wallet\/usdt\/\" target=\"_blank\" rel=\"noopener\" title=\"\">USDT<\/a>, <a href=\"https:\/\/coinrabbit.io\/fr\/wallet\/usdc\/\" target=\"_blank\" rel=\"noopener\" title=\"\">USDC<\/a>, euro, dollar<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>LTV (Loan-to-Value)<\/strong> : rapport entre le montant demand&eacute; et la valeur de la garantie<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>S&eacute;curit&eacute; et fiabilit&eacute;<\/strong> : audits, r&eacute;putation, licences<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Plateforme<\/th><th>Type<\/th><th>LTV max<\/th><th>Points forts<\/th><\/tr><\/thead><tbody><tr><td>CoinRabbit<\/td><td>CeFi<\/td><td>90%<\/td><td>Plus de 300 cryptos accept&eacute;es comme garantie<\/td><\/tr><tr><td>Unchained Capital<\/td><td>CeFi<\/td><td>70%<\/td><td>Sp&eacute;cialisation dans les pr&ecirc;ts en Bitcoin<\/td><\/tr><tr><td>Crypto.com<\/td><td>CeFi<\/td><td>80%<\/td><td>&Eacute;cosyst&egrave;me complet, incluant staking et cartes<\/td><\/tr><tr><td>Aave<\/td><td>DeFi<\/td><td>85%<\/td><td>Plateforme d&eacute;centralis&eacute;e, gouvernance DAO<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><br><\/p>\n\n\n<h2 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"etape-par-etape-comment-obtenir-un-pret-crypto-sur-coinrabbit\">&Eacute;tape par &eacute;tape : comment obtenir un pr&ecirc;t crypto sur CoinRabbit<\/h2>\n\n\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"551\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/%D1%8D%D0%BA%D1%80%D0%B0%D0%BD%D0%B0-2025-11-21-%D0%B2-11.19.18-1024x551.jpg\" alt=\"pret crypto\" class=\"wp-image-13911\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.19.18-1024x551.jpg 1024w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.19.18-300x161.jpg 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.19.18-768x413.jpg 768w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.19.18-1536x827.jpg 1536w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.19.18-2048x1102.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"><\/figure>\n\n\n\n<p><br><\/p>\n\n\n<h3 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"1-pick-collateral-and-loan-size\">1. Choisissez la garantie et le montant du pr&ecirc;t<\/h3>\n\n\n<ul class=\"wp-block-list\">\n<li>S&eacute;lectionnez la quantit&eacute; de Bitcoin ou d&rsquo;autres cryptomonnaies que vous souhaitez mettre en garantie.<\/li>\n\n\n\n<li>D&eacute;finissez le montant de stablecoin dont vous avez besoin (USDT, USDC, etc.).<\/li>\n\n\n\n<li>Le syst&egrave;me affiche le ratio LTV, compris entre 50 % et 90 %.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"823\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/%D0%A1%D0%BD%D0%B8%D0%BC%D0%BE%D0%BA-%D1%8D%D0%BA%D1%80%D0%B0%D0%BD%D0%B0-2025-11-21-%D0%B2-11.26.31-1024x823.png\" alt=\"pret crypto\" class=\"wp-image-13912\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.26.31-1024x823.png 1024w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.26.31-300x241.png 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.26.31-768x617.png 768w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.26.31.png 1486w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"><\/figure>\n\n\n\n<p><br><\/p>\n\n\n<h3 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"2-check-the-details\">2. V&eacute;rifiez les d&eacute;tails<\/h3>\n\n\n<ul class=\"wp-block-list\">\n<li>Annual percentage rate (APR)<\/li>\n\n\n\n<li>Dur&eacute;es flexibles<\/li>\n\n\n\n<li>R&egrave;gles de remboursement et frais<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"750\" src=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/%D0%A1%D0%BD%D0%B8%D0%BC%D0%BE%D0%BA-%D1%8D%D0%BA%D1%80%D0%B0%D0%BD%D0%B0-2025-11-21-%D0%B2-11.29.34-1024x750.png\" alt=\"pret crypto\" class=\"wp-image-13913\" srcset=\"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.29.34-1024x750.png 1024w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.29.34-300x220.png 300w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.29.34-768x562.png 768w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.29.34-1536x1125.png 1536w, https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/&#1057;&#1085;&#1080;&#1084;&#1086;&#1082;-&#1101;&#1082;&#1088;&#1072;&#1085;&#1072;-2025-11-21-&#1074;-11.29.34.png 1538w\" sizes=\"(max-width: 1024px) 100vw, 1024px\"><\/figure>\n\n\n\n<p><br><\/p>\n\n\n<h3 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"3-send-your-tokens\">3. Envoyez vos tokens<\/h3>\n\n\n<ul class=\"wp-block-list\">\n<li>Transf&eacute;rez vos cryptomonnaies vers l&rsquo;adresse s&eacute;curis&eacute;e de la plateforme.<\/li>\n\n\n\n<li>V&eacute;rifiez bien la destination pour &eacute;viter toute perte.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n<h3 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"4-get-funds-right-away\">4. Obtenez vos fonds imm&eacute;diatement<\/h3>\n\n\n<ul class=\"wp-block-list\">\n<li>Une fois les tokens arriv&eacute;s, les stablecoins apparaissent dans votre portefeuille, g&eacute;n&eacute;ralement dans les 10-15 minutes.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n<h3 class=\"wp-block-heading joli-heading jtoc-heading\" id=\"5-settle-when-ready\">5. R&eacute;glez lorsque vous &ecirc;tes pr&ecirc;t<\/h3>\n\n\n<ul class=\"wp-block-list\">\n<li>Remboursez le capital et les int&eacute;r&ecirc;ts &agrave; tout moment ou &agrave; l&rsquo;&eacute;ch&eacute;ance du pr&ecirc;t &agrave; court terme.<\/li>\n\n\n\n<li>Le remboursement int&eacute;gral lib&egrave;re instantan&eacute;ment vos cryptomonnaies.<\/li>\n\n\n\n<li>Le remboursement anticip&eacute; n&rsquo;entra&icirc;ne aucun frais suppl&eacute;mentaire.<\/li>\n<\/ul>\n\n\n\n<p><br><\/p>\n\n\n\n<div data-aos=\"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-marketing-button uagb-marketing-btn__align-center uagb-marketing-btn__align-text-center uagb-marketing-btn__icon-after uagb-block-55932847 wp-block-button\"><a href=\"https:\/\/coinrabbit.io\/fr\/?referral=blog_fr\" class=\"uagb-marketing-btn__link wp-block-button__link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"uagb-marketing-btn__title\">Obtenir un pr&ecirc;t<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M384 320c-17.67 0-32 14.33-32 32v96H64V160h96c17.67 0 32-14.32 32-32s-14.33-32-32-32L64 96c-35.35 0-64 28.65-64 64V448c0 35.34 28.65 64 64 64h288c35.35 0 64-28.66 64-64v-96C416 334.3 401.7 320 384 320zM488 0H352c-12.94 0-24.62 7.797-29.56 19.75c-4.969 11.97-2.219 25.72 6.938 34.88L370.8 96L169.4 297.4c-12.5 12.5-12.5 32.75 0 45.25C175.6 348.9 183.8 352 192 352s16.38-3.125 22.62-9.375L416 141.3l41.38 41.38c9.156 9.141 22.88 11.84 34.88 6.938C504.2 184.6 512 172.9 512 160V24C512 10.74 501.3 0 488 0z\"><\/path><\/svg><p class=\"uagb-marketing-btn__prefix\">D&eacute;bloquer un profit maximal<\/p><\/a><\/div>\n\n\n\n<p><br><\/p>\n\n\n\n<div data-aos=\"zoom-out\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-inline-notice uagb-inline_notice__align-left uagb-block-520df909\"><button class=\"uagb-notice-close-button\" type=\"button\" aria-label=\"Close\"><\/button><span class=\"uagb-notice-title\"><strong>Clause de non-responsabilit&eacute;<\/strong><\/span><div class=\"uagb-notice-text\">\n<p>Les informations fournies dans cet article sont uniquement &agrave; des fins &eacute;ducatives et informatives et ne doivent pas &ecirc;tre interpr&eacute;t&eacute;es comme des conseils financiers. Les investissements dans les cryptomonnaies comportent un niveau de risque &eacute;lev&eacute;, et il est essentiel de mener des recherches approfondies et de consulter un conseiller financier qualifi&eacute; avant de prendre toute d&eacute;cision d&rsquo;investissement. Les points de vue et opinions exprim&eacute;s dans cet article sont ceux de l&rsquo;auteur et ne refl&egrave;tent pas n&eacute;cessairement la politique ou la position officielle d&rsquo;une institution ou organisation financi&egrave;re. Nous ne sommes pas responsables des plateformes que nous recommandons. Investissez toujours de mani&egrave;re responsable et tenez compte de votre situation financi&egrave;re personnelle avant de prendre des d&eacute;cisions d&rsquo;investissement.<\/p>\n<\/div><\/div>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Points cl\u00e9s \u00e0 retenir Qu&#8217;est-ce qu&#8217;un pr\u00eat crypto ? Un pr\u00eat crypto vous permet de&hellip;<\/p>\n","protected":false},"author":13,"featured_media":13920,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_uag_custom_page_level_css":"","ub_ctt_via":"","_lmt_disableupdate":"","_lmt_disable":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[718,714],"tags":[],"ppma_author":[654],"class_list":["post-13909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-lending","category-education","author-olga"],"aioseo_notices":[],"featured_image_src":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto.jpg","author_info":{"display_name":"Olga Davis","author_link":"https:\/\/coinrabbit.io\/blog\/author\/olga\/"},"modified_by":"Lyubov Dmitrienko","uagb_featured_image_src":{"full":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto.jpg",1200,628,false],"thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-150x150.jpg",150,150,true],"medium":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-300x157.jpg",300,157,true],"medium_large":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-768x402.jpg",768,402,true],"large":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-1024x536.jpg",1024,536,true],"1536x1536":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto.jpg",1200,628,false],"2048x2048":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto.jpg",1200,628,false],"wptouch-new-thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-144x144.jpg",144,144,true]},"uagb_author_info":{"display_name":"Olga Davis","author_link":"https:\/\/coinrabbit.io\/blog\/author\/olga\/"},"uagb_comment_info":0,"uagb_excerpt":"Points cl\u00e9s \u00e0 retenir Qu&#8217;est-ce qu&#8217;un pr\u00eat crypto ? Un pr\u00eat crypto vous permet de&hellip;","blog_post_layout_featured_media_urls":{"thumbnail":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto-150x150.jpg",150,150,true],"full":["https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/Pre\u0302t-crypto.jpg",1200,628,false]},"categories_names":{"718":{"name":"Crypto lending","link":"https:\/\/coinrabbit.io\/blog\/category\/crypto-lending\/"},"714":{"name":"Education","link":"https:\/\/coinrabbit.io\/blog\/category\/education\/"}},"tags_names":[],"comments_number":"0","authors":[{"term_id":654,"user_id":13,"is_guest":0,"slug":"olga","display_name":"Olga Davis","avatar_url":{"url":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/olga.jpeg","url2x":"https:\/\/coinrabbit.io\/blog\/wp-content\/uploads\/2025\/11\/olga.jpeg"},"author_category":"3","first_name":"Olga","last_name":"Davis","user_url":"https:\/\/medium.com\/@olga_davis","job_title":"","description":"Nice to e-meet you!\r\n\r\nI\u2019m passionate about Web3 and its power to reshape the digital world with transparency and true freedom. The future is decentralized, and I\u2019m here to help you navigate this exciting new frontier."}],"brizy_media":[],"_links":{"self":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/13909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/comments?post=13909"}],"version-history":[{"count":19,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/13909\/revisions"}],"predecessor-version":[{"id":13945,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/posts\/13909\/revisions\/13945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/media\/13920"}],"wp:attachment":[{"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/media?parent=13909"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/categories?post=13909"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/tags?post=13909"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/coinrabbit.io\/blog\/wp-json\/wp\/v2\/ppma_author?post=13909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}