Get Instant XAUt Loan

Borrow against XAUT for an unlimited term with no need to sell your crypto


Top-tier security,Cold wallet storage


No credit check


from $100



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XAUt Loan Calculator


The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.


Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.


Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

20%% APR

How to Lend XAUt

We make it easy to get and manage your crypto loan.

Calculate your crypto loan

Set up your loan using XAUt as a collateral option, then confirm it with your phone number as the main contact channel and your payout stablecoin address where you’d like to receive your funds.

Get crypto loan within minutes

Send us the collateral and we will send you the loan amount onyour payout address without any delays and additional checks.

Start spending

Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.

Get back your XAUt

At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.

What is a Tether Gold coin?

Tether Gold (XAUT) is a cryptocurrency that is backed by physical gold reserves. Each XAUT token is backed by one troy ounce of gold held in a Swiss vault, ensuring that the value of XAUT remains stable. Tether Gold was created by Tether Limited, the company that created the popular stablecoin Tether (USDT).

What is an XAUt Loan?

A XAUt loan is the loan borrowed against XAUt cryptocurrency as collateral. Here’s how it works: you bring some Tether Gold cryptocurrency to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit XAUt lending, we lend stablecoins such as Tether USDT and USD Coin.

Learn more about XAUt loans

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What you should know

What is XAUt used for?IconPlus

Tether Gold (XAUT) is a digital asset that derives its value from physical gold reserves. For every XAUT token, there is a corresponding one troy ounce of gold securely stored in a Swiss vault. This anchoring mechanism ensures the stability of XAUT's value. Developed by Tether Limited, the same company behind the widely-used stablecoin Tether (USDT), XAUT operates on the Ethereum blockchain and adheres to the ERC-20 standard.

Why should you consider a XAUt loan?IconPlus

There are several reasons why you should consider a XAUt loan.

  • Stability: XAUt loans provide stability due to their collateralization with physical gold reserves. The value of gold has historically been relatively stable compared to other assets, making it a reliable form of collateral. This stability can be appealing for individuals who want to secure a loan without the volatility associated with other cryptocurrencies.
  • Accessibility: XAUt loans offer accessibility to individuals who may not have traditional forms of collateral or credit history. By using XAUt as collateral, borrowers can access funds based on the value of their gold holdings, regardless of their credit score or financial background.
  • Lower interest rates: Since XAUt loans are secured by physical gold reserves, lenders may offer lower interest rates compared to unsecured loans. The tangible asset backing the loan reduces the lender's risk, resulting in potentially more favorable terms for borrowers.
  • Diverse borrowing options: With XAUt loans, borrowers have a range of options for utilizing their funds. They can use the loan to invest in other assets, cover personal or business expenses, or even diversify their investment portfolio further.
  • Flexible loan terms: XAUt loans can offer flexible repayment terms, allowing borrowers to choose the duration and repayment schedule that aligns with their financial goals. This flexibility provides borrowers with the freedom to manage their loan according to their unique circumstances.
  • Privacy: XAUt loans can provide a certain level of privacy since transactions are recorded on the Ethereum blockchain without revealing personal details. For individuals who value confidentiality, this can be an attractive feature.
How does an XAUt loan work?IconPlus

Tether Gold lending is a service that issues loans with Tether Gold cryptocurrency collateral for a yearly interest. The interest can vary from 10% up to 18% and more. There is no credit history and no credit checks — the only way you prove your credibility is the collateral you’re ready to provXAUte. It will be temporarily stored in a lending service making sure you will repay your Pitbull loan.

How quickly can I get a crypto loan? How quickly will you refund me the collateral?IconPlus

Usually, getting an instant XAUt loan takes no longer than 10 minutes. Since there are no credit checks, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your Tether Gold transaction. The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.

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