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Get a loan backed by Monero

Borrow against XMR for an unlimited term, with no need to sell your crypto

Safe

Top-tier security,Cold wallet storage

Easy

No credit check

Start

from $100

0+

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XMR Loan Calculator

LTV
ltv-notice

The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.

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Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.

Unlimited

Monthly Interest Rate

how much is the interest rate

APR (Annual Percentage Rate) will be 

2.25%%

Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

How to lend Monero

We make it simple to get and manage your Monero Loan.

1
Calculate your crypto loan

Set up your loan using XMR as a collateral, then confirm it with your phone number/email and provide the address where you’d like to receive the funds.

2
Get a crypto loan within minutes

Send us the collateral, and we’ll transfer the loan amount to your payout address with no delays or additional checks.

3
Start spending

Use your loan for as long as you need. We’ll keep you informed about the rate of your collateral currency over time.

4
Get your XMR Back

You can repay your collateral anytime. Just pay the full repayment amount, and once we receive it, we’ll return your collateral.

What is Monero?

  • Monero (XMR) is a privacy-focused cryptocurrency that aims to provide secure, private, and untraceable transactions. Unlike Bitcoin and many other cryptocurrencies, Monero uses advanced cryptographic techniques like ring signatures and stealth addresses to ensure that the sender, receiver, and transaction amounts remain anonymous. This makes Monero a popular choice for those who prioritize privacy in their digital financial transactions.

What is a Monero loan?

  • A Monero loan is a crypto loan where Monero (XMR) is used as collateral. You deposit your XMR on a lending platform and receive a loan in another cryptocurrency, such as USDT or USDC. With CoinRabbit, you can easily access loans using Monero or other cryptocurrencies, unlocking liquidity without selling your assets.

Why choose a XMR loan?

  • Unlock liquidity without selling your crypto. Use XMR as collateral to receive stablecoins, giving you immediate access to funds while keeping your assets. Reclaim them anytime.
  • Make purchases without selling. Instead of selling, take an XMR-backed loan and repay on your terms.
  • Seize market opportunities. Leverage a stablecoin loan to invest in growing assets, all while holding onto your XMR.
  • Invest long-term. If you
  • Save on taxes. Using XMR as collateral can help reduce your tax liability.

Monero loan advantages on CoinRabbit

  • No verification. Skip the lengthy verification process and gain fast access to loans without the hassle.
  • Flexible loan terms. Pick a loan duration that fits your needs, with no restrictions on time.
  • Custom repayment plans. Tailor your repayment schedule to your financial situation, making it easy to manage your XMR loan.
  • Choose your stablecoin. Select from an expanding range of stablecoins that best meet your loan needs.
  • Transparent repayments. Clear terms, so you always know when and how to repay your loan.

Learn more about Monero Loans

Monero (XMR) review 5Monero (XMR) review 6Monero (XMR) review 7

FAQ

How does Monero lending work?IconPlus
Monero lending allows you to use XMR as collateral to receive stablecoins. After selecting the amount of XMR you'd like to pledge, you'll receive the agreed loan amount, with transparent terms provided by the loan calculator.
How does Monero lending work on CoinRabbit?IconPlus
Use the CoinRabbit XMR loan calculator to choose how much Monero you'd like to use as collateral. It will display the amount you'll receive in USDT or USDC, along with all the loan details.
What if the collateral's rate changes after I take an XMR loan?IconPlus
The loan is based on the exchange rate at the time of borrowing, and repayment will be based on the original loan amount plus the agreed interest, regardless of any market fluctuations.
How to take out a Monero (XMR) loan?IconPlus
To take out an XMR loan, use the loan calculator on CoinRabbit. Enter the amount of XMR you'd like to use as collateral, select your preferred stablecoin, and follow the steps to confirm your loan.
How fast can I get an XMR loan? How soon will my collateral be refunded?IconPlus
Loans on CoinRabbit are processed quickly, usually within minutes. Collateral is returned right after repayment. You can repay your loan whenever it suits you — whether in a month, a year, or longer. Enjoy your funds for as long as you need them.
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