Ledn vs Unchained: What’s the Difference?
Both CoinRabbit and Ledn provide crypto-backed loans with strong emphasis on collateral security, but their approaches and feature sets differ.
Ledn is a Bitcoin-oriented lending company established in 2018. The platform offers USD or stablecoin loans secured exclusively by BTC collateral. Loan processing typically completes within 24 hours after verification, with fixed 12-month terms and no early repayment penalties. The minimum loan amount stands at approximately $500 USD equivalent.
CoinRabbit, by comparison, prioritizes speed and broad asset support. The platform accepts over 300 cryptocurrencies as collateral and funds loans in 10–15 minutes. There is no fixed loan duration, and the minimum borrowing threshold is around $100 equivalent. Services are available globally
CoinRabbit operates on a non-custodial model: collateral is held in cold multi-signature wallets, with real-time LTV monitoring and instant alerts provided to users. This structure eliminates third-party custody risk and supports LTV ratios up to 90% (asset-dependent), significantly higher than Ledn’s 50% maximum.
| Criteria | Ledn | CoinRabbit |
|---|---|---|
| Collateral Assets | BTC | 300+ |
| Starting Rates | 10-14.9% APR | ~16-19% APR |
| Max LTV | 50% | 90% |
| Approval Time | 24 hours | 10-15 minutes |
Top 6 Reasons CoinRabbit Is the Best Ledn Alternative
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Choosing a lending platform is really about choosing the kind of freedom you want with your crypto. CoinRabbit offers greater collateral options, approvals in 10-15 minutes, and higher LTV ratios. Your assets are stored securely in cold wallets and never lent out or used in risky trading activities because of No rehypothecation policy. You are not just borrowing – you’re gaining the flexibility to move quickly, seize opportunities, and keep your portfolio working the way you want it to.
Frequently Asked Questions
What is Ledn?
Ledn was started in 2018 as a Bitcoin-focused lender. It offers loans as USD or stablecoin based on crypto collateral, no credit checks and funding in 24 hours. The platform prioritizes security through biannual Proof-of-Reserves audits and institutional custody. Since May 2025, Ledn is taking Bitcoin as collateral only.
How Does CoinRabbit Compare to Ledn Lending?
CoinRabbit offers flexibility by providing wider collateral, quick funding and increased leverage. Ledn is still a good option among conservative Bitcoin users that value institutional custody and regulatory adherence, but where it comes to diversification and velocity, CoinRabbit has an undeniable advantage in 2025.
How to take a loan on CoinRabbit?
1. Pick collateral and loan size. The system shows the LTV ratio, from 50% to 90%. Select how many tokens to pledge and set the stablecoin amount you need.
2. Check the Details: annual percentage rate (APR), flexible term lengths, repayment rules and fees.
3. Send Your Tokens. Move crypto to the platform’s secure address, double-check the destination to prevent loss.
4. Get Funds Right Away. Once tokens arrive, stablecoins appear in your wallet, usually in 10 minutes.
The information provided in this article is for educational and informational purposes only and should not be construed as financial advice. Cryptocurrency investments carry a high level of risk, and it is essential to conduct thorough research and consult with a qualified financial advisor before making any investment decisions. The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any financial institution or organization. We do not take responsibility for the platforms we recommend. Always invest responsibly and consider your individual financial situation before making investment choices.
Last Updated on December 8, 2025 by Dan Marsh
