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Get an instant Bitcoin loan

Bitcoin loan calculator

LTV

The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher

APR

Interest accrues monthly from loan issuance, payable upon full or partial repayment.

Discover a boutique approach of our Private Program for clients with $500,000+ in capital.

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  • $1.45B+

    in loan originations

  • 2020

    founded

  • 100%

    reserves

  • 345+

    assets as collateral

One Bitcoin loan -
infinite possibilities

Unlock the full potential of your crypto while preserving capital for generations to come.

Optimize taxes

In some jurisdictions, crypto loans are treated as a non-taxable event, giving you freedom to act strategically.

Buy more crypto

Don’t wait for the market to peak. Keep holding crypto while unlocking liquidity to grow your portfolio.

Make a huge purchase

Don’t put your dreams on hold. Use crypto to buy a home, explore the world, or invest in your education.

Invest in your business

Reinvest crypto to scale your business. Cover operational costs, invest in talent, or grow through acquisitions.

How to borrow against Bitcoin

It’s simple to get and manage a crypto-backed loan on CoinRabbit.

  1. Select Bitcoin lending terms

    Select a collateral, LTV ratio, and loan term. Enter your payout address to receive the funds, then confirm via phone or email.

  2. Get loan within 10 minutes

    Send us the collateral, and we’ll transfer the loan amount to your payout address with no delays or additional checks.

  3. Use your funds

    Use your loan for as long as you need. We’ll keep you informed about the rate of your collateral currency over time.

  4. Get your Bitcoin back

    You can repay your collateral anytime. Just pay the full repayment amount, and once we receive it, we’ll return your collateral.

Coinrabbit

Your loan has reached the orange risk zone. Collateral value has dropped by 14%.

Coinrabbit

Your loan is in the red risk zone. Collateral has dropped by 31% and is approaching liquidation.

Stay in control of your BTC loan

Instant notifications

Receive email or SMS alerts whenever your loan enters a risk zone.

24/7 human support

Get answers to any questions, anytime.

Auto Increase option

Stay protected with automatic collateral top-ups.

Your Bitcoin - fully reserved, never reused

We take responsibility for protecting your assets. Collateral is stored in cold wallets with multisig access and is never lent out to generate interest.

  • Top-tier custody

  • Cold storage

  • No rehypothecation

Borrow, earn, trade, save
within one ecosystem

  • Unlock exceptional Private Program

  • Trade hundreds of digital assets

  • Earn consistent crypto yields

  • Store, send and spend crypto

In CoinRabbit we trust

We unite individuals, businesses, and institutions to preserve long-term capital without missing the opportunities of today.

Steven James-review
citeSteven James

TFSF Ventures Founder

A robust security posture and a strict no-rehypothecation policy are deciding factors for me.

Vik Sharma-review
citeVik Sharma

Cake Wallet CEO

I have been using CoinRabbit for a year now to borrow against my BTC. We hope to add them in Cake also.

Dr. Carruthers-review
citeDr. Carruthers

I really value efficiency and hate wasting my time. CoinRabbit allows me to pretty much do everything I want and need to achieve my goals.

Vince Capps-review
citeVince Capps

I appreciate CoinRabbit's transparent support, willingness to accommodate in tough market conditions, and fast escalations.

Frequently
Asked
Questions

What is a BTC Loan?

IconPlus

A BTC loan is the loan borrowed against BTC cryptocurrency as collateral. Here’s how it works: you bring some cryptocurrency to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit, we also lend stablecoins such as Tether USDT and USD Coin.

What if the collateral currency rate changes after I get a loan?

IconPlus

The changes in the collateral currency rates have no impact on your initial loan buy-back agreement. CoinRabbit honors its agreement with you from the beginning. Once the loan is repaid in total, including the accumulated APR, you will receive the exact amount of collateral you deposited.

How quickly can I get a crypto loan? How quickly will you refund me the collateral?

IconPlus

Usually, getting a BTC loan takes no longer than 10 minutes. Since there are no credit checks and no KYC, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your BTC transaction. The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.