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What is a Cosmos coin?

  • $ATOM, also known as Cosmos, is a cryptocurrency that is designed to facilitate communication and interoperability between different blockchain networks. It was created by the Interchain Foundation in 2017 as a solution to the problem of blockchain fragmentation.

What is an ATOM Loan?

  • An ATOM loan is the loan borrowed against ATOM cryptocurrency as collateral. Here’s how it works: you bring some cryptocurrency Cosmos to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit ATOM lending, we lend stablecoins such as Tether USDT, USD Coin and BUSD.

Learn more about Cosmos Loans

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FAQ

What is Cosmos used for?IconPlus

Key benefit of $ATOM is its focus on scalability and speed. Unlike some other blockchain networks that can be slow and expensive to use, Cosmos is designed to be fast and efficient. This is achieved through a unique consensus mechanism known as Tendermint, which allows for fast transaction processing without sacrificing security or decentralization.

Why should you consider an ATOM loan?IconPlus

  • Cross-chain token transfers: Users can easily transfer tokens between different blockchains without needing to go through an exchange.
  • Decentralized governance: $ATOM holders have a say in how the network is run through a transparent governance process.

How does ATOM loan work?IconPlus
Cosmos lending is a service that issues loans with ATOM cryptocurrency collateral for a yearly interest. The interest can vary from 10% up to 18% and more. There is no credit history and no credit checks — the only way you prove your credibility is the collateral you’re ready to provide. It will be temporarily stored in a lending service making sure you will repay your ATOM loan.
How quickly can I get a crypto loan? How quickly will you refund me the collateral?IconPlus
Usually, getting an instant ATOM loan takes no longer than 10 minutes. Since there are no credit checks, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your Cosmos transaction. The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.
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