5 Best Robinhood Alternatives in 2026: Crypto Apps for Investing & Trading

5 Best Robinhood Alternatives in 2026:

1. CoinRabbit: The Best Robinhood Alternative For Crypto-Focused Investors
2. Fidelity: The Best Robinhood Alternative for Traditional Investors
3. eToro: The Best Robinhood Alternative for Social and Copy Trading
4. Kraken: The Best Robinhood Alternative For Advanced Crypto Traders
5. Crypto.com: The Best Robinhood Alternative For an All-in-One Crypto Ecosystem

Robinhood changed how millions of people invest. Commission-free stock trades, a clean mobile app, and crypto access made it the go-to choice for a new wave of retail investors. But here is the problem: the platform was never designed for serious crypto users.

It lists fewer than 50 digital assets in the U.S., and while it recently restored ETH and SOL staking for U.S. customers in late 2025, its crypto feature set still trails dedicated exchanges. It also carries the shadow of the 2021 GameStop incident. In March 2025, FINRA fined Robinhood $26 million for multiple rule violations, from AML failures to inaccurate trade disclosures. If you hold crypto and want real control over your portfolio, the best Robinhood alternatives in 2026 offer far more flexibility.

This guide breaks down five platforms that solve specific problems Robinhood cannot. Each one fills a different gap: crypto-backed loans, advanced order books, social trade tools, or all-in-one crypto ecosystems.

What to Look for in a Robinhood Alternative?

Before you switch platforms, clarify what matters most to you. Not every Robinhood alternative covers the same ground. Here are the key factors worth your attention.

Crypto selection

Robinhood supports around 45 coins. That sounds reasonable until you realize Kraken lists 550+ and Crypto.com offers 400+. If you want exposure beyond Bitcoin and Ethereum, coin count matters.

Fee structure

Robinhood uses a tiered fee model that varies by routing method. Through market maker routing, the platform embeds roughly a 0.85% markup per $100 of volume. Through smart exchange routing, fees start at 0.49% and drop as low as 0.03% for high-volume traders across seven tiers. Some alternatives charge less through maker-taker models, while others embed fees in the spread. Compare the total cost for the trade sizes you typically make, not just the headline rate.

Portfolio tools

Can you stake? Use your holdings as collateral? Set advanced order types? Robinhood lacks futures, margin on crypto, and until recently had no way to transfer coins off the platform. A good alternative should let you do more with the crypto you already own.

Custody and security

Who holds your keys? Does the platform use cold storage? Has it ever lost customer funds? These questions deserve serious attention. Platforms like Kraken publish regular proof-of-reserves audits so users can verify their assets are backed. Others keep coins in cold wallets with multi-signature controls. Keep in mind: crypto on Robinhood is not protected by FDIC or SIPC, and the same applies to most exchanges.

Ease of use

A powerful platform with a confusing interface helps nobody. If you are new to crypto, look for clean design and solid education resources. If you are experienced, prioritize speed, charting tools, and API access.

One more consideration: can the platform help you access liquidity without a taxable event? Some investors prefer to borrow against crypto rather than sell it. That way, they keep full ownership of assets that may appreciate over time. Platforms like CoinRabbit specialize in exactly this use case.

5 Best Robinhood Alternatives for 2026

1. CoinRabbit: The Best Robinhood Alternative For Crypto-Focused Investors

Best for: investors who want liquidity from their crypto without a sell event

Most Robinhood alternatives focus on trade execution. CoinRabbit takes a different approach. Instead of yet another exchange, the platform lets you take a crypto-backed loan and receive funds in minutes. No credit check, no complex paperwork, no sell order required.

Say you hold 1 BTC and need cash for a business expense. On Robinhood, you would sell, trigger a taxable event, and lose your position. On CoinRabbit, you deposit that BTC as collateral and receive a loan in 12+ supported currencies. Your Bitcoin stays yours, and if the price doubles while the loan is active, that gain belongs to you. For a deeper look at how this works with taxes, CoinRabbit has a dedicated guide on taxes on crypto loans.

What sets CoinRabbit apart:

• 350+ supported cryptocurrencies. Use BTC, ETH, SOL, and hundreds of altcoins as collateral. Robinhood does not offer anything similar.
• Funds in minutes. CoinRabbit typically processes loans within 10 to 15 minutes after collateral is confirmed. Traditional banks take weeks.
• Fixed interest rate. The APR starts from 17% and stays locked for the entire loan period. No surprise rate hikes.
• No rehypothecation. CoinRabbit never lends your collateral to third parties. Your crypto sits in cold wallets with multi-signature protection.
• Flexible terms. Choose short-term loans (up to 30 days) or keep one open as long as you need.
• 24/7 live support. A dedicated system monitors every loan and notifies you if your collateral approaches a risk zone. You can ask any questions to a specialist.

CoinRabbit also offers a whole ecosystem for portfolio management: crypto wallet, crypto exchange, crypto savings account (5% APY on stablecoins with daily compounding) and Private program for whales.

Potential drawback: CoinRabbit is not a trade exchange. If you want to actively buy and sell dozens of coins per day, pair it with one of the platforms below.

2. Fidelity: The Best Robinhood Alternative for Traditional Investors

Best for: beginners who want crypto alongside stocks, bonds, and retirement accounts

Fidelity manages trillions of dollars in assets and serves tens of millions of customers. In 2026, it supports direct crypto trades through Fidelity Crypto, where you can buy and sell Bitcoin, Ethereum, Litecoin, Solana, and the Fidelity Digital Dollar stablecoin inside the same app where you manage your 401(k).

The big advantage here is consolidation. You see your stocks, ETFs, mutual funds, and crypto in a single dashboard. Fidelity also launched a Crypto IRA product, so you can hold Bitcoin in a tax-advantaged retirement account. In January 2026, the firm announced its own stablecoin, Fidelity Digital Dollar (FIDD), backed by cash, cash equivalents, and short-term U.S. Treasuries, and designed for on-chain payments and 24/7 institutional settlement.

Key details:

• Supported coins: 5 (BTC, ETH, LTC, SOL, FIDD).
• Fees: no commission, but a 1% spread on each trade.
• Custody: Fidelity Digital Assets (OCC-chartered national trust bank).
• Minimum trade: $1.

Potential drawback: five coins is extremely limited. No DeFi, no advanced charting tools, and no crypto-backed loans. Fidelity is a stock broker first and a crypto platform second.

3. eToro: The Best Robinhood Alternative for Social and Copy Trading

Best for: investors who learn by observation and want to mirror expert portfolios

eToro has attracted over 38 million users across 100+ countries, according to its official review data. Its signature feature, CopyTrader, lets you replicate the exact trades of top-ranked investors. If a portfolio manager you follow buys Ethereum, your account does the same automatically.

On eToro, you can trade 100+ cryptocurrencies on the global platform alongside stocks and ETFs. Smart Portfolios bundle crypto assets into themed strategies (large-cap, equal-weight, growth) so you do not have to pick individual coins. The eToro Money app provides a built-in crypto wallet for on-chain transfers.

Key details:

• Supported coins: 100+ globally (fewer in the U.S.).
• Fees: 1% on each crypto buy and sell.
• Withdrawal fee: $5.
• Minimum deposit: $50-$200 depending on region.

Potential drawback: eToro does not offer retirement accounts or complex order types. The 1% round-trip cost adds up fast for active traders. Customer support is limited for standard-tier users.

4. Kraken: The Best Robinhood Alternative For Advanced Crypto Traders

Best for: experienced traders who want deep liquidity, low fees, and a spotless security record

Kraken has operated since 2011 and has never lost customer funds to a hack. That alone puts it in rare company. The platform lists over 550 cryptocurrencies, supports margin and futures (up to 50x leverage), and now even offers 11,000+ U.S. stocks and ETFs for eligible users.

On Kraken Pro, maker fees start at 0.25% and taker fees at 0.40%, which drop as your volume increases. The platform publishes regular Merkle-tree proof-of-reserves attestations, so you can verify that your assets are fully backed. For yield seekers, Kraken offers staking on 21 coins with APY up to 22%.

Key details:

• Supported coins: 550+.
• Pro fees: 0.25% maker / 0.40% taker (volume-based discounts).
• Instant buy fee: 1% flat.
• Staking: available on 21 coins, up to 22% APY.
• Security: ISO/IEC 27001 certified, SOC 2 Type 1 examined.

Potential drawback: Kraken’s Instant Buy costs more than Pro-tier trades. Staking is restricted in certain U.S. states, and the interface may feel complex for beginners.

5. Crypto.com: The Best Robinhood Alternative
For an All-in-One Crypto Ecosystem

Best for: users who want trade tools, a rewards Visa card, staking, and a DeFi wallet in one place

Crypto.com supports over 425 cryptocurrencies and wraps nearly every crypto service into a single app. You can trade spot and futures markets, earn yield through staking and savings accounts, spend crypto with a Visa card (up to 5% CRO back on prepaid, up to 6% on the Visa Signature credit card), and manage a self-custodial DeFi wallet with full key control.

The platform operates in 90+ countries and holds licenses from FinCEN (U.S.), FCA (UK), and regulators across the EU and Asia. In September 2025, Crypto.com relaunched its Level Up benefits program, which bundles zero trading fees, card rewards, cash yield, and CRO staking rewards of up to 9.5% APY for Private-tier members who lock $50,000+ in CRO.

Key details:

• Supported coins: 425+.
• Spot fees: 0.25% maker / 0.50% taker (lower with CRO staking).
• Visa card: up to 5% CRO back on prepaid card; up to 6% on credit card (CRO staking required).
• Staking APY: up to 18.93% (varies by coin).
• Security: ISO 27001, SOC 2 Type II certified.

Potential drawback: fee discounts depend on CRO staking, and CRO itself is a volatile asset. Customer support response times have received mixed reviews from users, and the app can feel crowded for newcomers.

Crypto Loans vs. Sell Orders: Why Tax Efficiency Matters

When you need cash from your crypto portfolio, the default move is to sell. But a sell order triggers capital gains tax. In the U.S., short-term gains are taxed as ordinary income, and long-term rates range from 0% to 20% depending on your bracket, according to IRS guidance on digital assets.

A crypto loan works differently. You deposit your coins as collateral and receive a loan in stablecoins or fiat. No sale occurs. No taxable event is created. You keep your position and any future price gains.

Here is a quick example. Suppose you bought ETH at $1,000 and it now trades at $2,500. If you sell $5,000 worth, you owe capital gains tax on the $3,000 profit (assuming proportional cost basis). With a crypto loan, you can choose an LTV between 50% and 90% depending on your risk tolerance. At 50% LTV, you deposit $10,000 worth of ETH and receive $5,000 in USDT. At 70% LTV, you would only need roughly $7,140 in collateral for the same $5,000 loan. You pay interest on the loan, but you keep your ETH and owe zero in capital gains.

This approach works especially well for long-term holders who expect their assets to appreciate. If you want to explore how crypto loans fit into a broader long-term crypto investment strategy, the math often favors borrowing over selling.

How to Choose the Best Robinhood Alternative for Your Needs

Each platform fills a different role. The comparison table below highlights how these five Robinhood alternatives stack up across the features that matter most.

If your main goal is to avoid a sell event and keep your crypto, CoinRabbit is the clear pick. If you want one dashboard for stocks and retirement accounts, go with Fidelity. For social trade features and the ability to mirror expert portfolios, eToro works well. Advanced traders who need deep order books and low fees will prefer Kraken. And if you want a single app that covers trade, staking, a rewards card, and DeFi, Crypto.com offers the broadest option.

Many investors combine two or three of these platforms. A common setup: hold long-term crypto on CoinRabbit (and borrow against it when you need liquidity), trade actively on Kraken, and keep stocks in Fidelity. To learn how to balance these tools into a single strategy, CoinRabbit published a practical guide on how to build a diversified crypto portfolio.

Last Thoughts on the Best Robinhood Alternatives

Robinhood opened the door for millions of first-time investors, but crypto users have outgrown what the platform delivers. Limited coin selection, a $26 million FINRA fine in 2025, and the absence of features like crypto loans or advanced order types make it incomplete for anyone serious about digital assets.

The five alternatives above each target a specific gap. CoinRabbit gives you liquidity without a taxable sell event. Fidelity wraps crypto into a full brokerage. eToro adds social copy-trade tools. Kraken delivers exchange-grade depth. Crypto.com bundles nearly every crypto service into one app. Pick the one that matches how you invest, or combine several and let each platform do what it does best.

Last Updated on February 20, 2026 by Dan Marsh