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Get Instant XRP Loan

Borrow against XRP for an unlimited term, with no need to sell your crypto

Safe

Top-tier security,Cold wallet storage

Easy

No credit check

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from $100

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XRP Loan Calculator

LTV
ltv-notice

The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.

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Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.

Unlimited

Monthly Interest Rate

how much is the interest rate

APR (Annual Percentage Rate) will be 

2.25%%

Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

How to lend XRP

We make it simple to get and manage your XRP Loan.

1
Calculate your crypto loan

Set up your loan using XRP as a collateral, then confirm it with your phone number/email and provide the address where you’d like to receive the funds.

2
Get a crypto loan within minutes

Send us the collateral, and we’ll transfer the loan amount to your payout address with no delays or additional checks.

3
Start spending

Use your loan for as long as you need. We’ll keep you informed about the rate of your collateral currency over time.

4
Get your XRP Back

You can repay your collateral anytime. Just pay the full repayment amount, and once we receive it, we’ll return your collateral.

What is XRP?

  • XRP is a digital asset optimized for fast, low-cost transactions, primarily utilized for payments, remittances, and liquidity provisioning. It operates on the XRP Ledger, enabling the settlement of transactions within seconds.

What is XRP crypto lending?

  • XRP crypto lending lets you pledge your XRP as collateral to borrow stablecoins, giving you liquidity without selling your asset. This way, you can retain exposure to XRP

Why choose an XRP crypto loan?

  • Access liquidity without selling. Use your XRP as collateral to unlock funds while retaining ownership. Borrow stablecoins or other assets without liquidating your holdings.
  • Fund purchases while holding XRP. Need capital for a major expense? Instead of selling your XRP, take out a loan and repay it on your terms.
  • Seize market opportunities. Leverage your loan to invest in new assets or capitalize on market trends—all while keeping your XRP intact.
  • Potential tax benefits. Borrowing against your XRP may help you avoid taxable events associated with selling your assets.

XRP loan advantages on CoinRabbit

  • Fast and simple process. Get your loan in minutes by depositing XRP crypto as collateral—no lengthy paperwork or waiting periods.
  • Multiple stablecoin options. Choose from various stablecoins for your loan, with more options continuously added to suit your needs.
  • No verification required. Access funds instantly without extensive verification checks, ensuring a seamless experience.
  • Flexible repayment terms. No fixed deadlines—repay at your own pace, whether short-term or long-term.

Learn more about XRP Loans

XRP (XRP) review 5XRP (XRP) review 6XRP (XRP) review 7

FAQ

What is an XRP loan?IconPlus
An XRP loan allows users to borrow funds using XRP as collateral. With its fast transactions and low fees, XRP provides an efficient option for crypto-backed lending. CoinRabbit offers XRP crypto loans with instant approval and no verification.
How does XRP crypto lending work on CoinRabbit?IconPlus
Simply use the CoinRabbit XRP loan calculator to determine how much XRP you'd like to use as collateral. The calculator will show you the loan amount in stablecoins like USDT or USDC, along with all relevant loan details.
What if the value of my collateral changes after I take out an XRP crypto loan?IconPlus
The loan is based on the exchange rate at the time of borrowing. Repayment is calculated based on the original loan amount and agreed interest, regardless of any price fluctuations in XRP.
How do I take out an XRP loan?IconPlus
To take out an XRP loan, use the CoinRabbit loan calculator to enter the amount of XRP you'd like to use as collateral. Choose your preferred stablecoin and follow the steps to confirm your loan.
How quickly can I get an XRP loan? When will my collateral be refunded?IconPlus
Loans on CoinRabbit are processed rapidly, typically within minutes. Your collateral will be returned as soon as the loan is repaid, giving you the flexibility to repay on your own schedule—whether it’s in a month, a year, or longer.
how to borrow cryptocurrency