Get An Instant XRP Loan — XRP Lending Platform

Secure an XRP loan and receive funds in 10 minutes. Use your XRP as collateral to borrow up to 90% of its value with flexible terms and no credit checks.

Get An Instant XRP Loan — XRP Lending Platform

Name: XRP Loan | Instant xrp Loans | APR 14%
Brand: CoinRabbit
SKU: 25
Rating: 4.7 (42 reviews)

Secure an XRP loan and receive funds in 10 minutes. Use your XRP as collateral to borrow up to 90% of its value with flexible terms and no credit checks.

Safe

Top-tier security,Cold wallet storage

Easy

No credit check

Start

from $100

Currencies

Download the app

Get it on

Trusted by Clients

XRP Lending Calculator

Collateral

Loan

LTV

The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher

Choose APR

Interest accrues monthly from loan issuance, payable upon full or partial repayment.

How to lend XRP

We make it simple to get and manage your XRP Loan.

Calculate your crypto loan

Set up your loan using XRP as a collateral, then confirm it with your phone number/email and provide the address where you’d like to receive the funds.

Get a crypto loan within minutes

Send us the collateral, and we’ll transfer the loan amount to your payout address with no delays or additional checks.

Start spending

Use your loan for as long as you need. We’ll keep you informed about the rate of your collateral currency over time.

Get your XRP Back

You can repay your collateral anytime. Just pay the full repayment amount, and once we receive it, we’ll return your collateral.

XRP Community trusts us

Vik Sharma

Cake Wallet CEO

Reliable, safe and fast Crypto loans

I've used CoinRabbit multiple times and found their service to be reliable, safe, and fast. The customer service has been spectacular as well. I would recommend this to anyone who wants a loan against their crypto.

Andrew S.

Most Reliable Crypto Collateral Loan System There is

Very reasonable APR rates and no credit checks makes for an easy user experience.

Valerios Baglaridis

DGB Influencer

By far the best user experience provided by CoinRabbit

CoinRabbit provides by far the best user experience, and I have tried nexo finances, celsius and various ethereum based defi protocols like MakerDAO and compound finance.

Sahad N.

Hassle free crypto loan in few steps

Simple, prompt delivery of loans without any trouble. The interface is very easy to use and gets things done. I'am a regular visitor to the website whenever I am in need. Purely trustable source of money.

Reuben

FIRO cofounder

Seamless and quick FIRO loans without registration

Getting a stablecoin loan on CoinRabbit using FIRO is seamless and quick without requiring user registration. Its flexibility in having loans with no fixed duration are also very attractive allowing you to hodl your crypto while having USD to spend.

@Gokuafrika

Friendly loan terms: choose when to make payments yourself

I am still riding the wave. Too early to make any profits off my loans. The cool thing is that by putting crypto as collateral and using your friendly loan terms, I can choose when to make payments to close/partially close loans. This is awesome as this frees me a lot!

What is an XRP loan?

An XRP loan lets you borrow cryptocurrency using XRP as collateral. It’s a fast way to get liquidity without having to sell your XRP or pass a credit check. At CoinRabbit, we offer loans in different cryptocurrencies, including stablecoins like Tether (USDT) and USD Coin (USDC).

Why borrow against XRP?

Get liquidity without selling your XRP. Use your XRP as collateral to receive stablecoins, giving you access to funds while keeping your XRP.
Make purchases. Need money for a big purchase? Take an XRP loan instead of selling your XRP, and repay on your terms.
Capitalize on market price swings. Ready to take advantage of crypto market opportunities? Use your crypto loan to invest in growing assets.
Tax savings. Using XRP as collateral can reduce your tax burden, allowing you to access funds without triggering a taxable sale.

Advantages of using XRP as collateral on CoinRabbit

Simple process with 3 easy steps. Deposit your XRP as collateral, and receive funds in 10 minutes. We keep it simple, so you can focus on what matters most..
Choose from a variety of stablecoins. CoinRabbit offers multiple stablecoin options for your loan, and our selection keeps growing. Pick the one that suits you best.
No verification required. Get quick access to loans without lengthy verification processes.
Unlimited loan term. You can keep your loan for as long as you need. Your funds, your terms.

Learn more about XRP lending

FAQ

How does XRP lending work?

XRP lending on CoinRabbit is simple. You can borrow funds using your XRP as collateral, with no verification process, as your XRP itself guarantees the loan. Choose a short term loan for a set period or an open ended loan to keep funds for as long as you need. All collateral on CoinRabbit is safely stored in a cold wallet with multisig access. This ensures your XRP remains fully secure while you access liquidity.

How to get an XRP loan?

To get an XRP loan on CoinRabbit, simply visit the main page and use the loan calculator to determine the optimal loan amount. Select your preferred loan and collateral currencies, then enter the loan amount and confirm your phone number/email and payout address. After that, send your collateral to the provided address. Once processed, you'll receive the funds.

What if the collateral’s currency rate changes after I borrow against XRP?

At CoinRabbit, we guarantee that you’ll receive the exact same amount of XRP you provided as collateral, regardless of market changes. For example, if you took out a loan using 1 XRP as collateral when it was worth $0.52 and later repaid it when XRP had risen to $3.30, you would still get back your 1 XRP, now worth $3.30. This is the key advantage: you gain access to extra funds while your XRP continues to grow in value.

How fast can I get an XRP loan? How quickly will you refund my collateral?

Loans on CoinRabbit are processed within 10 minutes. Repay on your own schedule and keep your funds available as long as you need. Your collateral is returned within minutes once the loan is repaid.

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To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.