Get Instant Cosmos (ATOM) Loan

Borrow against ATOM for an unlimited term with no need to sell your crypto


Top-tier security,Cold wallet storage


No credit check


from $100



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Borrow Against Cosmos


The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.


Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.


Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

20%% APR

How to Lend Cosmos

We make it easy to get and manage your crypto loan.

Calculate your crypto loan

Set up your loan using Cosmos cryptocurrency as a collateral option, then confirm it with your email address and your payout stablecoin address where you’d like to receive your funds.

Get crypto loan within minutes

Send us the collateral and we will send you the loan amount on any crypto wallet without any delays and additional checks.

Start spending

Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.

Get back your Cosmos

At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.

What is a Cosmos coin?

$ATOM, also known as Cosmos, is a cryptocurrency that is designed to facilitate communication and interoperability between different blockchain networks. It was created by the Interchain Foundation in 2017 as a solution to the problem of blockchain fragmentation.

What is an ATOM Loan?

An ATOM loan is the loan borrowed against ATOM cryptocurrency as collateral. Here’s how it works: you bring some cryptocurrency Cosmos to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit ATOM lending, we lend stablecoins such as Tether USDT, USD Coin and BUSD.

Learn more about Cosmos loans

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What you should know

What is Cosmos used for?IconPlus

Key benefit of $ATOM is its focus on scalability and speed. Unlike some other blockchain networks that can be slow and expensive to use, Cosmos is designed to be fast and efficient. This is achieved through a unique consensus mechanism known as Tendermint, which allows for fast transaction processing without sacrificing security or decentralization.

Why should you consider an ATOM loan?IconPlus

  • Cross-chain token transfers: Users can easily transfer tokens between different blockchains without needing to go through an exchange.
  • Decentralized governance: $ATOM holders have a say in how the network is run through a transparent governance process.

How does ATOM loan work?IconPlus
Cosmos lending is a service that issues loans with ATOM cryptocurrency collateral for a yearly interest. The interest can vary from 10% up to 18% and more. There is no credit history and no credit checks — the only way you prove your credibility is the collateral you’re ready to provide. It will be temporarily stored in a lending service making sure you will repay your ATOM loan.
How quickly can I get a crypto loan? How quickly will you refund me the collateral?IconPlus
Usually, getting an instant ATOM loan takes no longer than 10 minutes. Since there are no credit checks, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your Cosmos transaction. The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.
how to borrow cryptocurrency