Get Instant Reef (REEF) Loan

Borrow against REEF for an unlimited term with no need to sell your crypto


Top-tier security,Cold wallet storage


No credit check


from $100



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Borrow Against Reef


The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.


Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.


Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

20%% APR

How to Lend Reef

We make it easy to get and manage your crypto loan.

Calculate your crypto loan

Set up your loan using Reef cryptocurrency as a collateral option, then confirm it with your email address and your payout stablecoin address where you’d like to receive your funds.

Get crypto loan within minutes

Send us the collateral and we will send you the loan amount on any crypto wallet without any delays and additional checks.

Start spending

Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.

Get back your Reef

At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.

What is a Reef coin?

Reef is a layer 1 blockchain built using Parity’s Substrate technology. Launched in 2019 by Denko Mancheski, it’s undergone a significant transformation from a DeFi platform to a fully-functioning blockchain.The main purpose of the Reef token is to provide liquidity transfers between different blockchains, and this can be done on their platform. Moreover, holders can participate in the governance structure of the network and vote on issues such as features and partnerships.

What is a REEF Loan?

A REEF loan is the loan borrowed against REEF cryptocurrency as collateral. Here’s how it works: you bring some cryptocurrency Reef to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit REEF lending, we lend stablecoins such as Tether USDT, USD Coin and BUSD.

Learn more about Reef loans

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What you should know

What is Reef used for?IconPlus

Reef (REEF) is the native cryptocurrency of Reef Chain and functions both as a governance token and a utility token. As a governance token, it allows holders to stake their coins to become validators. As a utility token, it can be used to pay fees for transactions, data storage and other activities.

Why should you consider an REEF loan?IconPlus

  • Popularity and demand: REEF Finance has gained significant popularity since its launch, which has led to an increase in demand for REEF tokens, potentially resulting in gains for investors.
  • Innovative DeFi solutions: The REEF platform offers a range of innovative DeFi solutions that provide opportunities for generating passive income, such as yield farming, staking, and liquidity provision.
  • Integration with Polkadot network: As a product built on the Polkadot network, REEF benefits from the scalability, security, and interoperability offered by Polkadot, making it an attractive investment opportunity for those looking to diversify their crypto portfolio. Moreover, REEF is continually expanding its partnerships and collaborations with leading DeFi protocols, which can further boost the token's value over time.

How does REEF loan work?IconPlus
Reef lending is a service that issues loans with Reef cryptocurrency collateral for a yearly interest. The interest can vary from 10% up to 18% and more. There is no credit history and no credit checks — the only way you prove your credibility is the collateral you’re ready to provide. It will be temporarily stored in a lending service making sure you will repay your Reef loan.
How quickly can I get a crypto loan? How quickly will you refund me the collateral?IconPlus
Usually, getting an instant REEF loan takes no longer than 10 minutes. Since there are no credit checks, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your Reef transaction. The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.
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