Get Instant XDC Loan

Borrow against XDC for an unlimited term with no need to sell your crypto


Top-tier security,Cold wallet storage


No credit check


from $100



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XDC Loan Calculator


The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.


Loan Term

Borrow Bitcoin and other cryptocurrencies

The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.


Monthly Interest

how to borrow cryptocurrency

Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan

20%% APR

How to Lend XDC

We make it easy to get and manage your crypto loan.

Calculate your crypto loan

Set up your loan using XDC as a collateral option, then confirm it with your phone number as the main contact channel and your payout stablecoin address where you’d like to receive your funds.

Get crypto loan within minutes

Send us the collateral and we will send you the loan amount onyour payout address without any delays and additional checks.

Start spending

Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.

Get back your XDC

At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.

What is an XDC coin?

The XDC crypto token, also known as XinFin Digital Contract (XDC), is the native cryptocurrency of the XinFin Network. It is a digital asset built on the XinFin Hybrid Blockchain, which combines the benefits of both public and private blockchains to create a scalable and secure network for global trade and finance.

What is a XDC Loan?

An XDC loan is the loan borrowed against XDC cryptocurrency as collateral. Here’s how it works: you bring some cryptocurrency XDC to a lending service, leave it there temporarily as collateral, and get an amount of a certain cryptocurrency in return. On CoinRabbit XDC lending, we lend stablecoins such as Tether USDT, USD Coin and BUSD.

Learn more about XDC loans

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What you should know

What is XDCCoin used for?IconPlus

The XDC crypto token, also known as XinFin Digital Contract (XDC), serves several important functions within the XinFin Network ecosystem. Here are three main points highlighting the use of the XDC crypto token:

  • Utility for Network Transactions: The XDC crypto token is primarily used as a utility for conducting transactions and accessing various services on the XinFin Network. Just like other cryptocurrencies, XDC facilitates secure and efficient peer-to-peer transactions, enabling users to send and receive funds globally. The token acts as a medium of exchange within the network, allowing participants to utilize XinFin's services, such as remittances, payments, and trade finance.
  • Staking and Governance: XDC tokens play a crucial role in the governance and consensus mechanism of the XinFin Network. Token holders can stake their XDC to become validators or delegators, thereby participating in the network's proof-of-stake-based consensus protocol. By staking their tokens, users contribute to network security and receive rewards in the form of additional XDC tokens. Moreover, XDC token holders also have the ability to vote on important protocol upgrades and community proposals, influencing the future direction of the XinFin Network.
  • Bridging Traditional Finance with Blockchain: One of the unique features of the XDC crypto token is its integration with traditional finance through the XinFin Hybrid Blockchain. The XinFin Network aims to bridge the gap between traditional financial systems and decentralized networks by offering solutions for trade and finance across industries. XDC acts as a bridge currency, facilitating seamless cross-border transactions, trade settlements, and smart contract-based financing for enterprises. By leveraging XDC, businesses can access decentralized financial tools and benefit from improved efficiency, transparency, and cost-effectiveness.

In summary, the XDC crypto token is used for network transactions, staking and governance, and bridging traditional finance with blockchain on the XinFin Network. Its utility extends beyond simple payments, enabling users to participate in network consensus, influence decision-making, and tap into the benefits of decentralized finance.

Why should you consider a XDC loan?IconPlus

  • Make a huge purchase and continue holding – The crypto loan allows you to enjoy the value of the invested fiat money while inflation permanently decreases it. Today the same amount values more than tomorrow. Therefore, when you take out a crypto loan against XDC, you keep all your XDC assets but gain extra funds to spend today, as we all know that tomorrow your wishes will be more expensive. 😉
  • Tax optimization – Some countries require you to pay up to 40% on your crypto investment profits. There is no direct profit in a loan transaction. So you can take a loan and maximize your tax efficiency without worrying about taxes.
  • Technique for managing risks – Rather than holding XDC tokens and risking the unpredictable fluctuations of the crypto markets, crypto investors now have the opportunity to utilize their investments as collateral for a XDC loan. They can access funds while their assets remain secure, allowing them to manage their risks. In this way, they can benefit from the lower interest rates of crypto loans while protecting themselves from potential losses from market volatility at the same time.

How does XDC loan work?IconPlus
XDC lending is a service that issues loans with XDC cryptocurrency collateral for a yearly interest. The interest can vary from 10% up to 18% and more. There is no credit history and no credit checks — the only way you prove your credibility is the collateral you’re ready to provide. It will be temporarily stored in a lending service making sure you will repay your XDC loan.
How quickly can I get a crypto loan? How quickly will you refund me the collateral?IconPlus

Usually, getting an instant XDC loan takes no longer than 10 minutes. Since there are no credit checks, it’s that fast. The longest part of getting a loan is waiting for the confirmation of your XDC transaction.

The collateral will be refunded instantly whenever you come back to repay your loan. You can do it when you want: in a month, in a year, or in many years — our loan period is limitless. Enjoy your money as long as you need.
how to borrow cryptocurrency