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The loan-to-value ratio is the related difference between the loan amount and the current market value of the collateral. The higher the LTV, the more loan funds you will receive, but at the same time the margin call will be higher.
The loan term depends only on your wish to buy your collateral back and close this loan or on reaching the liquidation limit.
Interest rate is accrued every month from the moment of getting the loan and is paid at the moment of full or partial repayment of the loan
Use the top 32 coins as collateral. Get crypto loans in BTC, ETH, ADA, SOL, USDC, USDT or any other options.
We make it easy to get and manage your crypto loan.
Calculate your crypto backed loan using different collateral and LTV options, then specify your payout address where you want to receive funds. Confirm it by phone or email.
Send us the collateral and we will send you the loan amount on your payout address without any delays and additional checks.
Use your loan as long as you want. We will just draw your attention on the rate of your collateral currency in time.
At any moment you can pay your collateral back. To do this, you need to pay the full price of Repayment, and when we get it, we return your collateral.
We don't want you to lose your crypto, so we monitor your loan every moment of every day.
If your loan reaches any of three limit zones, we will immediately notify you about it by email and sms.
Before or after you get your loan, our support team is always ready to help you and answer any of your questions.
24/7 live support is here up for you.
The annual percentage rate depends on the selected crypto loan currencies and ranges from 12% to 17%. The crypto interest is calculated monthly from the time the crypto currency loan was taken and is included in the repayment amount.
The average period of giving crypto loans is 15 minutes, depending on how fast we receive your loan collateral. And the average period for returning your collateral is 1 hour, as we store the majority of funds in our system of cold wallets.
The collateral currency rate doesn’t affect the repayment amount of the loan. When you repay the crypto loan, we will return you the same amount of cryptocurrency as deposited.
If your collateral size is 1 BTC, you will get back 1 BTC irrespective of its current market price. This is the fundamental value we provide: you can get some money now as a loan while your main long-term investment in crypto stays with you and keeps bringing you profits.
Although, if the rate of the crypto collateral currency reaches the liquidation level, the collateral will be automatically liquidated and the crypto currency loan will be closed. But don’t worry, we will notify you multiple times when the current rate approaches the margin call.
The margin call, or liquidation price, is the collateral’s asset value at which we have to liquidate your loan. This amount is calculated due to us being able to compensate the issued loan if the collateral’s value drops in price significantly.
To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.